/* ============================================================
   Conver & Winchell Insurance - Stylesheet v7
   Palette sampled from the Harroway template: cool greys, near-black
   ink, deep forest accent. Sharp corners, hairlines over shadows.
   ============================================================ */

/* Self-hosted (SIL OFL) so first paint doesn't wait on a round trip to
   Google Fonts. Latin subsets only; each file is a variable font, so one
   file covers every weight the stylesheet asks for. */
@font-face {
  font-family: 'Source Sans 3'; font-style: normal; font-weight: 200 900; font-display: swap;
  src: url("../fonts/source-sans-3-latin.woff2") format("woff2");
}
@font-face {
  font-family: 'Source Sans 3'; font-style: italic; font-weight: 200 900; font-display: swap;
  src: url("../fonts/source-sans-3-italic-latin.woff2") format("woff2");
}
@font-face {
  font-family: 'Sono'; font-style: normal; font-weight: 200 800; font-display: swap;
  src: url("../fonts/sono-latin.woff2") format("woff2");
}

:root {
  /* Harroway's tonal architecture, carried in the brand blue.
     One accent, near-black ink, a cool light shell, deep slabs. */
  --ink:        #0d1419;   /* near-black, blue cast */
  --ink-soft:   #38474f;
  --ink-faint:  #6b7a86;

  --shell:      #ccd5dd;   /* page base */
  --shell-2:    #dae1e7;   /* raised surface */
  --mist:       #9dabb8;   /* hairlines, dividers, unfilled heading words */

  --brand:      #04508f;   /* the logo blue - the one accent */
  --brand-2:    #1668b0;
  --brand-3:    #7fb0dd;   /* light tint for dark surfaces */

  --slab:       #16232e;   /* dark section */
  --slab-deep:  #0a1219;   /* deepest: footer, overlays */

  /* --- semantic aliases --- */
  --navy:       var(--brand);
  --navy-dark:  var(--slab-deep);
  --navy-mid:   var(--brand-2);
  --accent:      var(--brand);
  --accent-soft: var(--brand-3);
  --sky:         var(--mist);
  --ice:         var(--shell-2);
  --forest:      var(--brand);
  --forest-2:    var(--brand-2);
  --forest-deep: var(--slab-deep);

  --grad-accent: linear-gradient(100deg, var(--brand) 0%, var(--brand-2) 100%);
  --grad-cool:   linear-gradient(120deg, var(--slab) 0%, var(--brand-2) 100%);
  --grad-accent-dark: linear-gradient(100deg, var(--brand-3) 0%, var(--shell-2) 100%);

  --paper:      var(--shell-2);
  --cream:      #c3ced7;
  --sand:       #c2ccd5;
  --stone:      var(--mist);

  --text-dark:  var(--ink);
  --text-mid:   var(--ink-soft);
  --text-light: var(--ink-faint);
  --white:      #ffffff;

  --font:         'Source Sans 3', system-ui, -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  --font-display: 'Avenir Next', 'Avenir Next LT Pro', Avenir,
                  'Nunito Sans', 'Segoe UI', system-ui, sans-serif;
  --font-mono:    'Sono', ui-monospace, SFMono-Regular, Menlo, monospace;

  /* hairlines, not elevation */
  --shadow-sm:  0 1px 2px rgba(13,20,25,0.05);
  --shadow-md:  0 2px 6px rgba(13,20,25,0.06);
  --shadow-lg:  0 6px 18px rgba(13,20,25,0.08);
  --shadow-xl:  0 10px 30px rgba(13,20,25,0.10);
  --shadow-hover: 0 8px 24px rgba(13,20,25,0.12);

  --r1: 2px;
  --r2: 2px;
  --pill: 2px;

  --ease: cubic-bezier(0.22, 1, 0.36, 1);
  --ease-spring: cubic-bezier(0.34, 1.4, 0.5, 1);
}


/* === RESET === */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; font-size: 16px; }
body {
  font-family: var(--font);
  color: var(--text-dark);
  background: var(--shell);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}
img { max-width: 100%; height: auto; display: block; }
a { text-decoration: none; color: inherit; }
em { font-style: italic; }
::selection { background: var(--accent); color: var(--white); }

.container { max-width: 1200px; margin: 0 auto; padding: 0 32px; }
.section { padding: 120px 0; }

/* Display headings share the Avenir Next Heavy Italic face */
.hero__title, .section-header h2, .page-hero h1,
.lifestyle__content h2, .cta-strip h2, .cta-box__content h2,
.team-intro h2, .trust-band h2 {
  font-family: var(--font-display);
  font-weight: 800;
  font-style: italic;
}

/* Section label - quiet uppercase, no rule, no mono. Sits close to the
   heading it introduces rather than announcing itself. */
.section-tag {
  display: inline-block;
  font-family: var(--font);
  font-size: 11.5px; font-weight: 700;
  letter-spacing: 0.13em; text-transform: uppercase;
  color: var(--brand);
  background: none; -webkit-text-fill-color: currentColor;
  margin-bottom: 0;
}
.section-tag::before { content: none; }

/* Section header - left aligned and asymmetric: oversized heading on the
   left, a short mono note holding the right column. Nothing is centred. */
.section-header {
  text-align: left; max-width: none; margin: 0 0 74px;
  display: grid; grid-template-columns: minmax(0,1.4fr) minmax(0,0.85fr);
  gap: 26px 72px; align-items: end;
}
.section-header .section-tag { grid-column: 1 / -1; justify-content: flex-start; }
.section-header h2 {
  grid-column: 1;
  font-size: clamp(36px, 6.1vw, 86px);
  color: var(--ink);
  line-height: 0.99;
  margin-bottom: 0;
  letter-spacing: -0.014em;
}
.section-header p {
  grid-column: 2; align-self: end; padding-bottom: 8px;
  font-size: 16.5px; font-weight: 400;
  color: var(--ink-soft); line-height: 1.75;
}

/* ============================================================
   BUTTONS  (squared and flat, per the template)
   ============================================================ */
.btn {
  display: inline-flex; align-items: center; justify-content: center;
  gap: 9px; padding: 15px 30px;
  border-radius: var(--pill);
  font-family: var(--font-mono); font-size: 11px; font-weight: 500;
  text-transform: uppercase; letter-spacing: 0.16em;
  letter-spacing: 0.02em;
  cursor: pointer; border: none;
  transition: all 0.25s var(--ease); white-space: nowrap; line-height: 1;
}
.btn--outline-white {
  background: rgba(255,255,255,0.10); color: var(--white);
  border: 1px solid rgba(255,255,255,0.45);
}
.btn--outline-white:hover {
  background: rgba(255,255,255,0.16);
  border-color: rgba(255,255,255,0.8);
  transform: translateY(-2px);
}
.btn--navy { background: var(--navy); color: var(--white); }
.btn--navy:hover { background: var(--navy-dark); transform: translateY(-2px); }
.btn--full { width: 100%; }

.btn-primary {
  position: relative;
  display: inline-flex; align-items: center; justify-content: center;
  gap: 10px; padding: 16px 32px;
  border-radius: var(--pill);
  font-family: var(--font-mono); font-size: 11px; font-weight: 500;
  text-transform: uppercase; letter-spacing: 0.16em;
  letter-spacing: 0.02em;
  color: var(--white); background: var(--navy);
  cursor: pointer; white-space: nowrap; line-height: 1;
  box-shadow: none;
  transition: transform 0.25s var(--ease), box-shadow 0.3s var(--ease), background 0.3s var(--ease);
}
.btn-primary:hover {
  transform: translateY(-2px);
  background: var(--navy-dark);
  box-shadow: 0 0 0 3px rgba(57,88,73,0.22);
}
/* On the dark slabs the button steps up to the lighter forest so it
   separates from the background instead of sinking into it */
.cta-strip .btn-primary,
.cta-box__content .btn-primary,
.lifestyle__content .btn-primary,
.trust-band .btn-primary { background: var(--forest-2); }
.cta-strip .btn-primary:hover,
.cta-box__content .btn-primary:hover,
.lifestyle__content .btn-primary:hover,
.trust-band .btn-primary:hover { background: var(--forest); }

.btn-primary:active { transform: translateY(0); }
.btn-primary.btn--full { width: 100%; }
.btn-primary svg { transition: transform 0.25s var(--ease); }
.btn-primary:hover svg { transform: translateX(3px); }

/* ============================================================
   NAVIGATION
   ============================================================ */
.nav {
  position: fixed; top: 0; left: 0; right: 0; z-index: 200;
  background: linear-gradient(to bottom, rgba(18,21,22,0.55) 0%, transparent 100%);
  transition: background 0.35s var(--ease), box-shadow 0.35s var(--ease);
}
.nav.scrolled {
  /* white so the transparent logo reads as the real mark, on its own ground */
  background: #ffffff;
  box-shadow: 0 1px 0 rgba(18,21,22,0.06), var(--shadow-sm);
}
.nav__inner { display: flex; align-items: center; justify-content: space-between; height: 84px; }

.nav__brand { display: flex; align-items: center; }
/* The real mark in both states: white over the hero, blue on the white
   nav once scrolled. Two files, one shown at a time. */
.nav__logo { height: 54px; width: auto; object-fit: contain; }
.nav__logo--light { display: block; }
.nav__logo--dark  { display: none; }
.nav.scrolled .nav__logo--light { display: none; }
.nav.scrolled .nav__logo--dark  { display: block; }

.nav__links { display: flex; align-items: center; gap: 2px; }
.nav__links a {
  font-size: 14px; font-weight: 500;
  color: rgba(255,255,255,0.88);
  padding: 8px 16px; border-radius: var(--pill);
  transition: color 0.2s ease, background 0.2s ease;
}
.nav__links a:hover { color: var(--white); }
.nav__links a.active { color: var(--white); font-weight: 600; }
.nav.scrolled .nav__links a { color: var(--text-mid); }
.nav.scrolled .nav__links a:hover { color: var(--navy-dark); }
.nav.scrolled .nav__links a.active { color: var(--navy-dark); font-weight: 600; }

.nav__quote-btn {
  background: var(--brand) !important; color: var(--white) !important;
  font-family: var(--font-mono) !important;
  font-weight: 500 !important; font-size: 11px !important;
  letter-spacing: 0.14em !important; text-transform: uppercase !important;
  border-radius: var(--pill) !important; padding: 10px 22px !important;
  margin-left: 12px;
  transition: transform 0.2s var(--ease), box-shadow 0.25s var(--ease) !important;
}
.nav__quote-btn:hover {
  transform: translateY(-1px);
  box-shadow: 0 0 0 3px rgba(57,88,73,0.22) !important;
}
.nav.scrolled .nav__quote-btn { background: var(--brand) !important; color: var(--white) !important; }

.nav__hamburger {
  display: none; flex-direction: column; justify-content: center;
  gap: 5px; width: 40px; height: 40px;
  background: none; border: none; cursor: pointer; padding: 6px;
}
.nav__hamburger span { display: block; width: 22px; height: 2px; border-radius: 2px; background: var(--white); transition: all 0.25s var(--ease); }
.nav.scrolled .nav__hamburger span { background: var(--navy-dark); }
.nav__hamburger.open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.nav__hamburger.open span:nth-child(2) { opacity: 0; }
.nav__hamburger.open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* ============================================================
   HOME HERO - left-aligned editorial block over full-bleed image
   ============================================================ */
.hero {
  position: relative;
  min-height: 100vh; min-height: 100svh;
  display: flex; align-items: center; justify-content: flex-start;
  text-align: left; overflow: hidden;
  background: var(--navy-dark);
}
.hero__bg {
  position: absolute; inset: -10% 0; height: 120%; z-index: 0;
  overflow: hidden; will-change: transform; transform: translateZ(0);
}
.hero__bg::before {
  content: ''; position: absolute; inset: -4%;
  background-image: url("../images/hero-billings.jpg");
  background-size: cover; background-position: center 55%;
  will-change: transform;
  animation: kenburns 26s ease-in-out infinite alternate;
}
@keyframes kenburns {
  from { transform: scale(1.02); }
  to   { transform: scale(1.12); }
}
.hero__overlay {
  position: absolute; inset: 0; z-index: 1;
  background:
    linear-gradient(90deg, rgba(10,18,25,0.86) 0%, rgba(10,18,25,0.58) 46%, rgba(10,18,25,0.34) 100%),
    linear-gradient(180deg, rgba(10,18,25,0.62) 0%, rgba(10,18,25,0.30) 42%, rgba(10,18,25,0.80) 100%);
}
/* Aurora - colorful drifting light, adapted from the 21st.dev "Aurora Background" */
.hero__aurora {
  display: none;   /* the template carries no colour haze */
  position: absolute; inset: -25%; z-index: 1;
  filter: blur(44px) saturate(1.2);
  opacity: 0.5; pointer-events: none;
  will-change: transform; transform: translateZ(0);
  background:
    radial-gradient(38% 40% at 18% 28%, var(--sky) 0%, transparent 62%),
    radial-gradient(34% 38% at 82% 22%, var(--brand) 0%, transparent 62%),
    radial-gradient(46% 46% at 68% 78%, var(--navy-mid) 0%, transparent 62%),
    radial-gradient(36% 40% at 26% 82%, var(--accent-soft) 0%, transparent 62%);
  background-repeat: no-repeat;
  animation: aurora 20s ease-in-out infinite alternate;
}
@keyframes aurora {
  0%   { transform: translate3d(-4%, -3%, 0); }
  50%  { transform: translate3d(4%, 3%, 0); }
  100% { transform: translate3d(-3%, 4%, 0); }
}
.hero__content {
  position: relative; z-index: 2;
  display: block; width: 100%; max-width: 1200px;
  padding-top: 132px; padding-bottom: 74px;
}
.hero__eyebrow {
  font-family: var(--font-mono);
  font-size: 11px; font-weight: 500; letter-spacing: 0.22em; text-transform: uppercase;
  color: var(--brand-3); margin-bottom: 34px;
}
/* Oversized stacked display with the note pinned to the right column -
   the template's hero arrangement. */
.hero__lead {
  display: grid; grid-template-columns: minmax(0,1fr) minmax(210px, 310px);
  gap: 0 60px; align-items: center; margin-bottom: 46px;
}
.hero__title {
  grid-column: 1; margin-bottom: 0;
  font-size: clamp(42px, 8vw, 124px);
  color: var(--white); line-height: 1; letter-spacing: -0.021em;
  text-shadow: none;
}
.hero__info {
  grid-column: 2; align-self: center;
  display: flex; flex-direction: column; gap: 22px;
  border-left: 1px solid rgba(255,255,255,0.22); padding-left: 26px;
}
.hero__info-item {
  display: flex; flex-direction: column; gap: 6px;
  font-size: 16px; font-weight: 400; line-height: 1.6;
  color: rgba(255,255,255,0.85);
}
.hero__info-label {
  font-family: var(--font-mono);
  font-size: 10.5px; font-weight: 500; letter-spacing: 0.2em; text-transform: uppercase;
  color: var(--brand-3);
}
.hero__ctas { display: flex; flex-wrap: wrap; gap: 12px; justify-content: flex-start; margin-bottom: 62px; }
.hero__carriers {
  display: flex; align-items: center; gap: 26px; flex-wrap: wrap;
  border-top: 1px solid rgba(255,255,255,0.16); padding-top: 24px;
}
.hero__carriers-label {
  font-family: var(--font-mono);
  font-size: 10.5px; font-weight: 500; letter-spacing: 0.2em; text-transform: uppercase;
  color: rgba(255,255,255,0.5);
}
.hero__carrier-list { display: flex; flex-wrap: wrap; gap: 22px; justify-content: flex-start; }
.hero__carrier-list span {
  font-family: var(--font-mono);
  font-size: 12px; font-weight: 400; letter-spacing: 0.05em;
  color: rgba(255,255,255,0.78);
  background: none; border: none; padding: 0; border-radius: 0;
}
.hero__scroll {
  /* opposite corner from the carrier row, which now owns the left edge */
  position: absolute; bottom: 28px; transform: none;
  right: max(32px, calc((100% - 1200px) / 2 + 32px));
  z-index: 2; display: flex; flex-direction: column; align-items: center; gap: 8px;
  font-size: 10px; font-weight: 600; letter-spacing: 0.18em; text-transform: uppercase;
  color: rgba(255,255,255,0.6); transition: color 0.2s ease;
}
.hero__scroll:hover { color: var(--white); }
.hero__scroll span { display: block; width: 1px; height: 40px; background: linear-gradient(to bottom, rgba(255,255,255,0.6), transparent); position: relative; overflow: hidden; }
.hero__scroll span::after { content: ''; position: absolute; top: -50%; left: 0; width: 1px; height: 50%; background: var(--accent-soft); animation: scrollcue 1.9s ease-in-out infinite; }
@keyframes scrollcue { 0% { top: -50%; } 60%,100% { top: 100%; } }

/* Hero load sequence */
@keyframes riseIn { from { opacity: 0; transform: translateY(26px); } to { opacity: 1; transform: translateY(0); } }
/* Titles move but never start hidden - they are the LCP element, and an
   opacity or clip hold would delay it. */
@keyframes titleRise { from { transform: translateY(22px); } to { transform: translateY(0); } }
.hero__title, .page-hero h1 { animation: titleRise 0.9s 0.05s var(--ease) both; }
.hero__eyebrow     { animation: riseIn 0.8s 0.15s var(--ease) both; }
.hero__info        { animation: riseIn 0.9s 0.44s var(--ease) both; }
.hero__ctas        { animation: riseIn 0.9s 0.58s var(--ease) both; }
.hero__carriers    { animation: riseIn 0.9s 0.72s var(--ease) both; }
.hero__scroll      { animation: riseIn 0.9s 1.1s var(--ease) both; }

/* ============================================================
   INTERIOR PAGE HERO
   ============================================================ */
.page-hero {
  position: relative; overflow: hidden;
  padding: 168px 0 92px;
  background: var(--navy-dark);
}
.page-hero::before {
  content: ''; position: absolute; inset: 0;
  background-image: url("../images/billings-hero-1600.jpg");
  background-size: cover; background-position: center 38%;
  opacity: 0.42;
}
/* phones get the 800px cut - the header is only ~480px tall there */
@media (max-width: 768px) {
  .page-hero::before { background-image: url("../images/billings-hero-800.jpg"); }
}
.page-hero::after {
  content: ''; position: absolute; inset: 0;
  background:
    linear-gradient(90deg, rgba(10,18,25,0.88) 0%, rgba(10,18,25,0.60) 52%, rgba(10,18,25,0.34) 100%),
    linear-gradient(180deg, rgba(10,18,25,0.60) 0%, rgba(10,18,25,0.38) 42%, rgba(10,18,25,0.86) 100%);
}
.page-hero__content { position: relative; z-index: 1; }
.page-hero__breadcrumb {
  font-family: var(--font-mono);
  font-size: 10.5px; font-weight: 500; letter-spacing: 0.22em; text-transform: uppercase;
  color: rgba(255,255,255,0.5); margin-bottom: 22px;
  display: flex; align-items: center; gap: 8px;
}
.page-hero__breadcrumb a { color: rgba(255,255,255,0.5); transition: color 0.2s; }
.page-hero__breadcrumb a:hover { color: var(--accent-soft); }
.page-hero__breadcrumb span { color: rgba(255,255,255,0.3); }
.page-hero h1 { font-size: clamp(40px, 7vw, 104px); color: var(--white); line-height: 0.97; letter-spacing: -0.021em; margin-bottom: 22px; }
.page-hero p {
  font-size: 17px; color: rgba(255,255,255,0.74); line-height: 1.75; max-width: 560px;
}

/* ============================================================
   STATS BAR - open numbers, no dividers
   ============================================================ */
.stats { background: var(--slab); }
.stats__grid { display: grid; grid-template-columns: repeat(4,1fr); gap: 0; padding: 72px 0; }
.stat { text-align: left; padding: 4px 32px; border-left: 1px solid rgba(255,255,255,0.13); }
.stat:first-child { border-left: none; padding-left: 0; }
.stat__number {
  font-family: var(--font-display); font-size: clamp(40px, 4.4vw, 64px); font-weight: 800; font-style: italic;
  color: var(--white); line-height: 1; margin-bottom: 16px; letter-spacing: -0.022em;
}
.stat__number::after { content: none; }
.stat__label {
  font-family: var(--font-mono); font-size: 10.5px; font-weight: 500;
  color: rgba(255,255,255,0.55); letter-spacing: 0.2em; text-transform: uppercase; line-height: 1.6;
}

/* ============================================================
   FEATURED COVERAGE - stacked full-bleed panels
   Image, dark wash, overlaid label + title, stat on the right.
   ============================================================ */
.featured-coverage__grid { display: flex; flex-direction: column; gap: 16px; }
.panel {
  position: relative; display: block; overflow: hidden;
  min-height: 380px; border-radius: 2px; background: var(--slab-deep);
  color: var(--white); isolation: isolate;
}
.panel__media { position: absolute; inset: 0; z-index: -2; }
.panel__media img { width: 100%; height: 100%; object-fit: cover; transition: transform 1.1s var(--ease); }
.panel:hover .panel__media img { transform: scale(1.04); }
.panel::before {
  content: ''; position: absolute; inset: 0; z-index: -1;
  background:
    linear-gradient(90deg,  rgba(10,18,25,0.90) 0%, rgba(10,18,25,0.60) 48%, rgba(10,18,25,0.28) 100%),
    /* bottom scrim keeps the overlaid body and the stat rail legible
       even where the photo goes bright on the right */
    linear-gradient(to top, rgba(10,18,25,0.82) 0%, rgba(10,18,25,0.30) 34%, transparent 62%);
}
.panel__body {
  position: absolute; left: 44px; bottom: 40px; right: 44px;
  max-width: 520px;
}
.panel__label {
  display: inline-block; font-family: var(--font-mono);
  font-size: 10.5px; font-weight: 500; letter-spacing: 0.22em; text-transform: uppercase;
  color: var(--brand-3); margin-bottom: 16px;
}
.panel__title {
  font-family: var(--font-display); font-weight: 800; font-style: italic;
  font-size: clamp(26px, 3.3vw, 46px); line-height: 1.04; letter-spacing: -0.012em;
  color: var(--white); margin-bottom: 14px;
}
.panel__desc { font-size: 15px; line-height: 1.7; color: rgba(255,255,255,0.72); margin-bottom: 22px; max-width: 430px; }
.panel__cta {
  display: inline-flex; align-items: center; gap: 10px;
  font-family: var(--font-mono); font-size: 11px; font-weight: 500;
  letter-spacing: 0.2em; text-transform: uppercase; color: var(--white);
}
.panel__cta i {
  font-style: normal; display: inline-flex; align-items: center; justify-content: center;
  width: 20px; height: 20px; border: 1px solid rgba(255,255,255,0.45);
  font-size: 13px; line-height: 1; transition: background 0.25s var(--ease), color 0.25s var(--ease);
}
.panel:hover .panel__cta i { background: var(--brand); border-color: var(--brand); }
.panel__stat {
  position: absolute; right: 44px; bottom: 40px; z-index: 1;
  display: flex; flex-direction: column; align-items: flex-end; gap: 4px;
  padding-left: 34px; border-left: 1px solid rgba(255,255,255,0.22);
}
.panel__stat-label {
  font-family: var(--font-mono); font-size: 10px; font-weight: 500;
  letter-spacing: 0.2em; text-transform: uppercase; color: rgba(255,255,255,0.55);
}
.panel__stat-value {
  font-family: var(--font-display); font-weight: 800; font-style: italic; font-size: 46px;
  line-height: 1; color: var(--white); letter-spacing: -0.02em;
}
@media (max-width: 900px) {
  .panel { min-height: 320px; }
  .panel__body { left: 26px; right: 26px; bottom: 28px; }
  .panel__stat { display: none; }   /* the stat rail needs width it no longer has */
}

/* ============================================================
   HOME: FEATURED COVERAGE - floating cards
   ============================================================ */
.featured-coverage { background: var(--paper); }
.featured-coverage__grid { margin-bottom: 48px; }   /* stacking handled by the panel rules above */
.feat-item {
  padding: 40px 34px 34px; background: var(--paper);
  border: 1px solid var(--stone); border-radius: var(--r2);
  box-shadow: var(--shadow-sm);
  display: flex; flex-direction: column; gap: 14px;
  transition: transform 0.35s var(--ease), box-shadow 0.35s var(--ease);
}
.feat-item:hover { transform: translateY(-6px); box-shadow: var(--shadow-hover); }
.feat-item__icon {
  width: 60px; height: 60px; border-radius: 16px;
  display: flex; align-items: center; justify-content: center;
  background: var(--cream); color: var(--navy); margin-bottom: 8px;
  transition: background 0.3s var(--ease), color 0.3s var(--ease);
}
.feat-item:hover .feat-item__icon { background: var(--navy); color: var(--accent-soft); }
.feat-item__num { font-size: 10.5px; font-weight: 700; letter-spacing: 0.14em; text-transform: uppercase; color: var(--accent); }
.feat-item h3 { font-size: 22px; font-weight: 700; color: var(--navy-dark); letter-spacing: -0.01em; }
.feat-item p { font-size: 14.5px; color: var(--text-mid); line-height: 1.7; flex: 1; }
.feat-item__link {
  font-size: 12.5px; font-weight: 700; color: var(--navy);
  display: inline-flex; align-items: center; gap: 7px;
  transition: gap 0.2s var(--ease), color 0.2s ease;
}
.feat-item:hover .feat-item__link { gap: 11px; color: var(--accent); }
.featured-coverage__all { text-align: center; }
.featured-coverage__all a {
  font-size: 13.5px; font-weight: 700; color: var(--navy);
  border-bottom: 2px solid var(--accent); padding-bottom: 3px;
  transition: opacity 0.2s ease;
}
.featured-coverage__all a:hover { opacity: 0.65; }

/* ============================================================
   COVERAGE PAGE - editorial list (soft, no hard borders)
   ============================================================ */
.coverage-page { background: var(--paper); }
.coverage-section { padding: 72px 0 0; }
.coverage-section:last-child { padding-bottom: 120px; }
.coverage-section__header {
  display: flex; align-items: baseline; gap: 20px;
  padding-bottom: 22px; margin-bottom: 12px;
  border-bottom: 2px solid var(--accent);
}
.coverage-section__title { font-family: var(--font-display); font-size: 24px; font-weight: 800; font-style: italic; color: var(--navy-dark); letter-spacing: 0; }
.coverage-section__count { font-size: 12.5px; color: var(--text-light); letter-spacing: 0.04em; }
.cov-row {
  display: grid; grid-template-columns: 64px 1fr auto;
  align-items: center; gap: 26px;
  padding: 28px 20px; margin: 8px -20px 0;
  border-radius: var(--r2);
  transition: background 0.28s var(--ease), box-shadow 0.28s var(--ease), transform 0.28s var(--ease);
}
.cov-row:hover { background: var(--paper); box-shadow: var(--shadow-md); transform: translateX(4px); }
.cov-row__icon {
  width: 64px; height: 64px; border-radius: 18px;
  display: flex; align-items: center; justify-content: center;
  background: var(--cream); color: var(--navy); flex-shrink: 0;
  transition: background 0.28s var(--ease), color 0.28s var(--ease);
}
.cov-row:hover .cov-row__icon { background: var(--navy); color: var(--accent-soft); }
.cov-row__body { display: flex; flex-direction: column; gap: 7px; }
.cov-row__title { font-size: 20px; font-weight: 700; color: var(--navy-dark); letter-spacing: -0.01em; }
.cov-row__desc { font-size: 14.5px; color: var(--text-mid); line-height: 1.7; max-width: 580px; }
.cov-row__carriers { font-size: 12px; color: var(--text-light); font-weight: 500; margin-top: 2px; }
.cov-row__action {
  display: flex; align-items: center; gap: 7px;
  font-size: 12.5px; font-weight: 700; color: var(--accent);
  opacity: 0; transform: translateX(-8px); white-space: nowrap;
  transition: opacity 0.28s var(--ease), transform 0.28s var(--ease);
}
.cov-row:hover .cov-row__action { opacity: 1; transform: translateX(0); }

/* ============================================================
   HOW IT WORKS - a real sequence, connected timeline
   ============================================================ */
.steps { background: var(--sand); }
.steps__grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 28px; position: relative; }
.step {
  position: relative; background: var(--paper);
  border-radius: var(--r2); box-shadow: var(--shadow-sm);
  padding: 40px 34px 36px; display: flex; flex-direction: column; gap: 12px;
  transition: transform 0.35s var(--ease), box-shadow 0.35s var(--ease);
}
.step:hover { transform: translateY(-6px); box-shadow: var(--shadow-hover); }
.step__num {
  display: inline-flex; align-items: center; justify-content: center;
  width: 52px; height: 52px; border-radius: var(--pill);
  font-family: var(--font-display); font-size: 22px; font-weight: 800; font-style: italic;
  color: var(--navy); background: var(--cream);
  margin-bottom: 8px; transition: background 0.3s var(--ease), color 0.3s var(--ease);
}
.step:hover .step__num { background: var(--accent); color: var(--navy-dark); }
.step h3 { font-size: 19px; font-weight: 700; color: var(--navy-dark); letter-spacing: -0.01em; }
.step p { font-size: 14.5px; color: var(--text-mid); line-height: 1.72; }
.steps__footer { display: flex; align-items: center; justify-content: center; gap: 20px; flex-wrap: wrap; margin-top: 52px; }
.steps__footer-note { font-size: 14px; color: var(--text-mid); }

/* ============================================================
   HOME: TEAM PREVIEW - floating cards
   ============================================================ */
.team-preview { background: var(--paper); }
.team-preview__grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 26px; }
.tp-card {
  background: var(--paper); border: 1px solid var(--stone); border-radius: var(--r2);
  box-shadow: var(--shadow-sm);
  padding: 40px 30px 36px;
  display: flex; flex-direction: column; align-items: center; text-align: center; gap: 14px;
  transition: transform 0.35s var(--ease), box-shadow 0.35s var(--ease);
}
.tp-card:hover { transform: translateY(-6px); box-shadow: var(--shadow-hover); }
.tp-card__photo {
  width: 116px; height: 116px; border-radius: 50%; overflow: hidden;
  background: var(--navy-mid); position: relative; flex-shrink: 0;
  box-shadow: 0 0 0 4px var(--cream), 0 0 0 5px var(--stone);
}
.tp-card__photo img { width: 100%; height: 100%; object-fit: cover; object-position: center top; }
.tp-card__monogram { position: absolute; inset: 0; display: none; align-items: center; justify-content: center; font-family: var(--font-display); font-size: 34px; font-weight: 800; font-style: italic; color: rgba(255,255,255,0.5); background: linear-gradient(150deg, var(--navy) 0%, var(--navy-dark) 100%); }
.tp-card__photo--fallback .tp-card__monogram { display: flex; }
.tp-card__name { font-size: 19px; font-weight: 700; color: var(--navy-dark); letter-spacing: -0.01em; }
.tp-card__role { font-size: 11px; font-weight: 700; color: var(--accent); text-transform: uppercase; letter-spacing: 0.1em; margin-top: -8px; }
.tp-card p { font-size: 14px; color: var(--text-mid); line-height: 1.7; }

/* ============================================================
   WHY US - full-bleed photo mosaic on a dark slab
   Heading, then a staggered image strip that runs off both edges,
   then a four-up text row underneath.
   ============================================================ */
.mosaic {
  position: relative; overflow: hidden;
  padding: 112px 0 104px;
  background: var(--slab);
  color: var(--shell-2);
}
/* faint plotting grid, the way the template layers one over dark panels */
.mosaic::after {
  content: ''; position: absolute; inset: 0; pointer-events: none; z-index: 0;
  background-image:
    linear-gradient(to right,  rgba(221,226,228,0.05) 1px, transparent 1px),
    linear-gradient(to bottom, rgba(221,226,228,0.05) 1px, transparent 1px);
  background-size: 98px 98px;
}
.mosaic > * { position: relative; z-index: 1; }

.mosaic__head { max-width: 780px; margin-bottom: 54px; }
.mosaic__head h2 {
  font-family: var(--font-display); font-weight: 800; font-style: italic;
  font-size: clamp(29px, 3.9vw, 52px); line-height: 1.14;
  letter-spacing: -0.005em; color: var(--white);
}

/* negative gutters let the outer frames crop against the section edge */
.mosaic__grid {
  display: grid; gap: 14px;
  grid-template-columns: 0.5fr 1fr 1.12fr 1.12fr 0.5fr;
  grid-template-rows: 232px 232px;
  margin: 0 -72px 66px;
}
.mosaic__cell { overflow: hidden; border-radius: 2px; background: var(--slab-deep); margin: 0; }
.mosaic__cell img { width: 100%; height: 100%; object-fit: cover; transition: transform 0.9s var(--ease); }
.mosaic__cell:hover img { transform: scale(1.045); }
.m-a { grid-column: 1; grid-row: 1; }
.m-b { grid-column: 1; grid-row: 2; }
.m-c { grid-column: 2; grid-row: 1 / span 2; }
.m-d { grid-column: 3; grid-row: 1; }
.m-e { grid-column: 4; grid-row: 1; }
.m-f { grid-column: 3 / span 2; grid-row: 2; }
.m-g { grid-column: 5; grid-row: 1 / span 2; }

.mosaic__cols { display: grid; grid-template-columns: repeat(4, 1fr); gap: 40px; }
.mosaic__col h3 {
  font-size: 19px; font-weight: 700; line-height: 1.28;
  color: var(--white); margin-bottom: 14px; letter-spacing: -0.005em;
}
.mosaic__col p { font-size: 14.5px; line-height: 1.7; color: rgba(221,226,228,0.62); }
.mosaic__col p em { font-style: italic; color: var(--accent-soft); font-weight: 500; }

.mosaic__more { margin-top: 54px; }
.mosaic__more a {
  font-size: 12.5px; font-weight: 700; text-transform: uppercase;
  letter-spacing: 0.1em; color: var(--accent-soft);
  border-bottom: 1px solid rgba(185,201,192,0.4); padding-bottom: 3px;
  transition: color 0.2s ease, border-color 0.2s ease;
}
.mosaic__more a:hover { color: var(--white); border-color: var(--white); }

/* legacy why-card styles, still used by about.html */
.why-us--cards { background: var(--sand); }
.why-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 26px; }
.why-card {
  display: flex; flex-direction: column; gap: 14px;
  padding: 38px 32px; background: var(--paper);
  border-radius: var(--r2); box-shadow: var(--shadow-sm);
  transition: transform 0.35s var(--ease), box-shadow 0.35s var(--ease);
}
.why-card:hover { transform: translateY(-6px); box-shadow: var(--shadow-hover); }
.why-card__icon {
  width: 56px; height: 56px; border-radius: 16px;
  display: flex; align-items: center; justify-content: center;
  background: var(--cream); color: var(--navy); margin-bottom: 4px;
  transition: background 0.3s var(--ease), color 0.3s var(--ease);
}
.why-card:hover .why-card__icon { background: var(--navy); color: var(--accent-soft); }
.why-card h3 { font-size: 18px; font-weight: 700; color: var(--navy-dark); letter-spacing: -0.01em; }
.why-card p { font-size: 14.5px; color: var(--text-mid); line-height: 1.7; }
.why-card p em { font-style: italic; color: var(--navy); font-weight: 500; }

/* ============================================================
   LIFESTYLE SECTION (house image, parallax)
   ============================================================ */
.lifestyle { display: grid; grid-template-columns: 1fr 1fr; min-height: 600px; overflow: hidden; }
.lifestyle__visual { position: relative; overflow: hidden; }
.lifestyle__visual img { width: 100%; height: 100%; object-fit: cover; object-position: center; transition: transform 0.9s var(--ease); }
.lifestyle:hover .lifestyle__visual img { transform: scale(1.05); }
.lifestyle__content { background: var(--navy-dark); padding: 88px 76px; display: flex; flex-direction: column; justify-content: center; gap: 22px; position: relative; overflow: hidden; }
.lifestyle__content::before {
  content: ''; position: absolute; top: -60px; right: -60px; width: 260px; height: 260px;
  background: radial-gradient(circle, rgba(185,201,192,0.16) 0%, transparent 70%);
}
.lifestyle__content > * { position: relative; }
.lifestyle__content .section-tag { color: var(--accent-soft); margin-bottom: 0; }
/* On dark surfaces the label flips to the light tint. Sets colour, not
   background - the label is solid ink now, not gradient-clipped text. */
.lifestyle__content .section-tag,
.trust-band .section-tag,
.cta-strip .section-tag,
.cta-box__content .section-tag,
.page-hero .section-tag { color: var(--brand-3); background: none; }

.lifestyle__content h2 { font-size: clamp(30px, 3.4vw, 46px); color: var(--white); line-height: 1.12; letter-spacing: -0.004em; }
.lifestyle__content p { font-size: 16.5px; color: rgba(255,255,255,0.7); line-height: 1.75; max-width: 420px; }

/* ============================================================
   TEAM (full page)
   ============================================================ */
/* ============================================================
   OWNER FEATURE - Sara alone, split full-bleed on the dark slab.
   Portrait runs to the page edge; facts use the panel stat idiom.
   ============================================================ */
.owner {
  display: grid; grid-template-columns: minmax(0,0.92fr) minmax(0,1.08fr);
  background: var(--slab); color: var(--shell-2);
  position: relative; overflow: hidden;
}
.owner__media { position: relative; min-height: 640px; background: var(--slab-deep); }
.owner__media img { width: 100%; height: 100%; object-fit: cover; object-position: center 14%; }
.owner__media::after {
  content: ''; position: absolute; inset: 0;
  background: linear-gradient(90deg, transparent 55%, rgba(22,35,46,0.55) 100%);
}
.owner__fallback {
  position: absolute; inset: 0; display: none;
  align-items: center; justify-content: center;
  font-family: var(--font-display); font-size: 96px; font-weight: 800; font-style: italic;
  color: rgba(255,255,255,0.24);
  background: linear-gradient(150deg, var(--brand) 0%, var(--slab-deep) 100%);
}
.owner__media--fallback .owner__fallback { display: flex; }

.owner__body {
  display: flex; flex-direction: column; align-items: flex-start;
  padding: 104px clamp(32px, 6vw, 108px) 104px clamp(32px, 5vw, 86px);
  justify-content: center;
}
.owner__body .section-tag { color: var(--brand-3); margin-bottom: 26px; }
.owner__body .section-tag::before { background: var(--brand-3); }
.owner__name {
  font-family: var(--font-display); font-weight: 800; font-style: italic;
  font-size: clamp(46px, 5.6vw, 92px); line-height: 0.94;
  letter-spacing: -0.022em; color: var(--white); margin-bottom: 20px;
}
.owner__role {
  font-family: var(--font-mono); font-size: 11px; font-weight: 500;
  letter-spacing: 0.2em; text-transform: uppercase;
  color: rgba(221,226,228,0.62); margin-bottom: 28px;
}
.owner__bio {
  font-size: 16px; line-height: 1.8; color: rgba(221,226,228,0.76);
  max-width: 560px; margin-bottom: 38px;
}
.owner__bio p + p { margin-top: 16px; }
.owner__facts {
  display: flex; flex-wrap: wrap; gap: 0 44px;
  padding: 26px 0; margin-bottom: 32px;
  border-top: 1px solid rgba(255,255,255,0.14);
  border-bottom: 1px solid rgba(255,255,255,0.14);
}
.owner__fact { display: flex; flex-direction: column; gap: 8px; }
.owner__fact-label {
  font-family: var(--font-mono); font-size: 10px; font-weight: 500;
  letter-spacing: 0.2em; text-transform: uppercase; color: rgba(221,226,228,0.5);
}
.owner__fact-value {
  font-family: var(--font-display); font-weight: 800; font-style: italic; font-size: 38px;
  line-height: 1; color: var(--white); letter-spacing: -0.02em;
}
.owner__body .team-card__tags { margin-top: 0; margin-bottom: 34px; }
.owner__body .team-card__tags span {
  background: rgba(255,255,255,0.08); color: rgba(221,226,228,0.8);
  border-color: rgba(255,255,255,0.16);
}
.owner__cta { background: var(--brand); }
.owner__cta:hover { background: var(--brand-2); }

@media (max-width: 980px) {
  .owner { grid-template-columns: 1fr; }
  .owner__media { min-height: 420px; }
  .owner__media::after { background: linear-gradient(180deg, transparent 60%, rgba(22,35,46,0.6) 100%); }
  .owner__body { padding: 64px 26px 76px; }
  .owner__facts { gap: 26px 34px; }
}

.team { background: var(--sand); }
.team__grid { display: grid; grid-template-columns: repeat(2,1fr); gap: 28px; max-width: 960px; margin: 0 auto; }
.team__grid--3 { grid-template-columns: repeat(3,1fr); max-width: 1140px; gap: 28px; }
.team-card {
  background: var(--paper); border-radius: var(--r2); overflow: hidden;
  box-shadow: var(--shadow-md);
  transition: box-shadow 0.35s var(--ease), transform 0.35s var(--ease);
}
.team-card:hover { box-shadow: var(--shadow-hover); transform: translateY(-6px); }
.team-card__photo { position: relative; width: 100%; aspect-ratio: 4/5; overflow: hidden; background: var(--navy-mid); }
.team-card__photo img { width: 100%; height: 100%; object-fit: cover; object-position: center top; transition: transform 0.7s var(--ease); }
.team-card:hover .team-card__photo img { transform: scale(1.05); }
.team-card__photo-fallback { position: absolute; inset: 0; display: none; align-items: center; justify-content: center; font-family: var(--font-display); font-size: 44px; font-weight: 800; font-style: italic; color: rgba(255,255,255,0.45); background: linear-gradient(150deg, var(--navy) 0%, var(--navy-dark) 100%); }
.team-card__photo--fallback { background: linear-gradient(150deg, var(--navy) 0%, var(--navy-dark) 100%); }
.team-card__photo--fallback .team-card__photo-fallback { display: flex; }
.team-card__info { padding: 30px 32px 34px; }
.team-card__info h3 { font-size: 22px; font-weight: 700; color: var(--navy-dark); margin-bottom: 5px; letter-spacing: -0.01em; }
.team-card__role { display: block; font-size: 11px; font-weight: 700; color: var(--accent); text-transform: uppercase; letter-spacing: 0.1em; margin-bottom: 18px; }
.team-card__info p { font-size: 14.5px; color: var(--text-mid); line-height: 1.75; }
.team-card__info p + p { margin-top: 12px; }
.team-card__tags { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 20px; }
.team-card__tags span {
  font-size: 11px; font-weight: 600; letter-spacing: 0.02em;
  color: var(--navy); background: var(--cream);
  padding: 6px 13px; border-radius: var(--pill);
}
.team-card__contact {
  display: inline-flex; align-items: center; gap: 8px; margin-top: 22px;
  font-size: 12.5px; font-weight: 700; color: var(--accent);
  transition: gap 0.2s var(--ease);
}
.team-card:hover .team-card__contact { gap: 12px; }

/* Team / about intro band */
.team-intro { background: var(--paper); padding: 104px 0 0; }
.team-intro__inner {
  display: grid; grid-template-columns: 1fr 1.15fr; gap: 68px; align-items: start;
  padding-bottom: 96px;
}
.team-intro h2 { font-size: clamp(28px,3.6vw,44px); color: var(--navy-dark); line-height: 1.14; letter-spacing: -0.004em; }
.team-intro__body p { font-size: 16.5px; color: var(--text-mid); line-height: 1.85; }
.team-intro__body p + p { margin-top: 18px; }
.team-intro__quote {
  margin-top: 30px; padding: 22px 26px; border-radius: var(--r2);
  background: var(--cream); border-left: 3px solid var(--accent);
  font-size: 16px; font-weight: 600; color: var(--navy-dark); line-height: 1.5;
}

/* ============================================================
   CARRIERS
   ============================================================ */
.carriers { background: var(--paper); }
.carriers__logos { display: flex; flex-wrap: wrap; gap: 48px 60px; align-items: center; justify-content: center; max-width: 920px; margin: 0 auto; }
.carrier-logo { height: 38px; width: auto; max-width: 150px; object-fit: contain; filter: grayscale(1) opacity(0.5); transition: filter 0.3s var(--ease), transform 0.3s var(--ease); }
.carrier-logo:hover { filter: grayscale(0) opacity(1); transform: scale(1.05); }
.carrier-text-badge { font-size: 15px; font-weight: 600; color: var(--text-light); transition: color 0.2s; cursor: default; }
.carrier-text-badge:hover { color: var(--navy); }
.carriers__list {
  list-style: none; display: grid; grid-template-columns: repeat(4, 1fr);
  border-top: 1px solid var(--stone);
}
.carriers__list li {
  padding: 22px 4px; border-bottom: 1px solid var(--stone);
  font-family: var(--font-display); font-weight: 800; font-style: italic;
  font-size: 21px; color: var(--ink); letter-spacing: -0.005em;
}
@media (max-width: 900px) { .carriers__list { grid-template-columns: repeat(2, 1fr); column-gap: 24px; } }
@media (max-width: 480px) { .carriers__list li { font-size: 18px; } }

/* About: the original team photo under the story heading */
.story-photo { margin: 36px 0 0; }
.story-photo img { width: 100%; height: auto; border-radius: var(--r2); box-shadow: var(--shadow-md); }
.story-photo figcaption { margin-top: 12px; font-size: 13.5px; line-height: 1.6; color: var(--text-light); font-style: italic; }

/* ============================================================
   CONTACT / QUOTE
   ============================================================ */
.cta-section { padding: 120px 0; background: var(--sand); }
.cta-box {
  background: var(--paper); box-shadow: var(--shadow-xl);
  display: grid; grid-template-columns: 1fr 1fr;
  border-radius: var(--r2); overflow: hidden;
}
.cta-box__content { background: var(--navy-dark); padding: 66px 54px; display: flex; flex-direction: column; gap: 20px; position: relative; overflow: hidden; }
.cta-box__content::before { content: ''; position: absolute; top: -50px; right: -50px; width: 220px; height: 220px; background: radial-gradient(circle, rgba(185,201,192,0.16) 0%, transparent 70%); }
.cta-box__content > * { position: relative; }
.cta-box__content h2 { font-size: clamp(24px,2.8vw,38px); color: var(--white); line-height: 1.18; letter-spacing: -0.004em; }
.cta-box__content > p { font-size: 16px; color: rgba(255,255,255,0.7); line-height: 1.75; }
.cta-box__contact-list { display: flex; flex-direction: column; gap: 18px; margin-top: 10px; padding-top: 28px; border-top: 1px solid rgba(255,255,255,0.12); }
.contact-row { display: flex; align-items: flex-start; gap: 14px; color: rgba(255,255,255,0.7); font-size: 15px; line-height: 1.5; }
.contact-row svg { min-width: 18px; color: var(--accent-soft); margin-top: 2px; }
.contact-row a { color: var(--white); font-weight: 600; font-size: 18px; transition: color 0.2s; }
.contact-row a:hover { color: var(--accent-soft); }

.cta-box__form { padding: 58px 50px; background: var(--paper); }
.cta-box__form h3 { font-size: 22px; font-weight: 700; color: var(--navy-dark); margin-bottom: 30px; letter-spacing: -0.01em; }
.quote-form { display: flex; flex-direction: column; gap: 16px; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.form-group { display: flex; flex-direction: column; gap: 7px; }
.form-group label { font-size: 12.5px; font-weight: 700; color: var(--text-dark); letter-spacing: 0.01em; }
.form-group input, .form-group select, .form-group textarea {
  width: 100%; padding: 13px 15px;
  border: 1px solid var(--stone); border-radius: var(--r1);
  font-family: var(--font); font-size: 14.5px; color: var(--text-dark);
  background: var(--cream); transition: border-color 0.2s, box-shadow 0.2s, background 0.2s;
  outline: none; appearance: none; -webkit-appearance: none;
}
.form-group input::placeholder, .form-group textarea::placeholder { color: var(--text-light); }
.form-group input:focus, .form-group select:focus, .form-group textarea:focus { border-color: var(--accent); background: var(--paper); box-shadow: 0 0 0 3px rgba(57,88,73,0.14); }
.form-group select { background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' viewBox='0 0 24 24' fill='none' stroke='%237d8b9b' stroke-width='2'%3E%3Cpolyline points='6 9 12 15 18 9'/%3E%3C/svg%3E"); background-repeat: no-repeat; background-position: right 14px center; padding-right: 42px; cursor: pointer; }
.form-group textarea { resize: vertical; min-height: 84px; }
.form-note { font-size: 12.5px; color: var(--text-light); text-align: center; margin-top: 4px; }

/* ============================================================
   CLAIMS - floating cards
   ============================================================ */
.claims { background: var(--paper); }
.claims__grid { display: grid; grid-template-columns: repeat(4,1fr); gap: 18px; margin-bottom: 34px; }
.claim-card {
  background: var(--cream); border-radius: var(--r1); padding: 26px 24px;
  display: flex; flex-direction: column; gap: 8px;
  transition: background 0.28s var(--ease), transform 0.28s var(--ease), box-shadow 0.28s var(--ease);
}
.claim-card:hover { background: var(--navy-dark); transform: translateY(-4px); box-shadow: var(--shadow-md); }
.claim-card__carrier { font-size: 11px; font-weight: 700; color: var(--text-light); text-transform: uppercase; letter-spacing: 0.1em; transition: color 0.28s; }
.claim-card:hover .claim-card__carrier { color: var(--accent-soft); }
.claim-card__carrier small { font-size: inherit; font-weight: 500; opacity: 0.8; }
.claim-card__phone { font-size: 16.5px; font-weight: 600; color: var(--navy); transition: color 0.28s; }
.claim-card:hover .claim-card__phone { color: var(--white); }
.claims__note { text-align: center; padding: 24px; background: var(--cream); border-radius: var(--r2); font-size: 15px; color: var(--text-mid); }
.claims__note a { color: var(--navy); font-weight: 600; border-bottom: 2px solid var(--accent); }
.claims__note a:hover { opacity: 0.7; }

/* ============================================================
   CONTACT INFO BLOCK
   ============================================================ */
.contact-info-strip { background: var(--navy-dark); padding: 64px 0; }
.contact-info-strip__grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 24px; }
.contact-info-item {
  padding: 32px 34px; background: rgba(255,255,255,0.04);
  border-radius: var(--r2); border-left: 3px solid var(--accent);
  display: flex; flex-direction: column; gap: 10px;
}
.contact-info-item__label { font-size: 11px; font-weight: 700; letter-spacing: 0.14em; text-transform: uppercase; color: var(--accent-soft); }
.contact-info-item__value { font-size: 19px; font-weight: 600; color: var(--white); line-height: 1.4; }
.contact-info-item__value a { color: var(--white); transition: color 0.2s; }
.contact-info-item__value a:hover { color: var(--accent-soft); }
.contact-info-item__sub { font-size: 13px; color: rgba(255,255,255,0.5); line-height: 1.5; }

/* ============================================================
   CTA STRIP
   ============================================================ */
.cta-strip { background: var(--navy-dark); padding: 92px 0; position: relative; overflow: hidden; }
.cta-strip::before { content: ''; position: absolute; top: -80px; left: 12%; width: 340px; height: 340px; background: radial-gradient(circle, rgba(57,88,73,0.14) 0%, transparent 70%); }
.cta-strip__inner { display: flex; align-items: center; justify-content: space-between; gap: 40px; position: relative; }
.cta-strip h2 { font-size: clamp(26px,3.2vw,42px); color: var(--white); line-height: 1.16; letter-spacing: -0.004em; }
.cta-strip p { font-size: 16.5px; color: rgba(255,255,255,0.65); margin-top: 12px; }

/* ============================================================
   TRUST / DIFFERENTIATOR BAND
   ============================================================ */
.trust-band { background: var(--navy-dark); padding: 96px 0; position: relative; overflow: hidden; }
.trust-band::before { content: ''; position: absolute; bottom: -100px; right: 6%; width: 380px; height: 380px; background: radial-gradient(circle, rgba(185,201,192,0.13) 0%, transparent 70%); }
.trust-band__inner { display: grid; grid-template-columns: 1fr 1fr; gap: 68px; align-items: center; position: relative; }
.trust-band h2 { font-size: clamp(26px,3vw,40px); color: var(--white); line-height: 1.16; letter-spacing: -0.004em; }
.trust-list { list-style: none; display: flex; flex-direction: column; gap: 4px; }
.trust-list li {
  display: flex; align-items: flex-start; gap: 16px;
  padding: 18px 0; border-bottom: 1px solid rgba(255,255,255,0.1);
  font-size: 15px; color: rgba(255,255,255,0.74); line-height: 1.6;
}
.trust-list li:last-child { border-bottom: none; }
.trust-list li svg { flex-shrink: 0; margin-top: 2px; color: var(--accent-soft); }
.trust-list li strong { color: var(--white); font-weight: 600; }

/* ============================================================
   FAQ
   ============================================================ */
.faq { background: var(--paper); }
.faq__list { max-width: 820px; margin: 0 auto; }
.faq-item { background: var(--cream); border-radius: var(--r1); margin-bottom: 12px; overflow: hidden; transition: box-shadow 0.28s var(--ease); }
.faq-item.open { box-shadow: var(--shadow-md); }
.faq-item__q {
  width: 100%; background: none; border: none; cursor: pointer;
  display: flex; align-items: center; justify-content: space-between; gap: 24px;
  padding: 24px 26px; text-align: left;
  font-family: var(--font); font-size: 16.5px; font-weight: 600;
  color: var(--navy-dark); letter-spacing: -0.005em; line-height: 1.45;
  transition: color 0.2s ease;
}
.faq-item__q:hover { color: var(--accent); }
.faq-item__icon { flex-shrink: 0; width: 20px; height: 20px; position: relative; }
.faq-item__icon::before, .faq-item__icon::after { content: ''; position: absolute; background: var(--accent); top: 50%; left: 50%; transform: translate(-50%,-50%); transition: transform 0.28s var(--ease), opacity 0.28s var(--ease); border-radius: 2px; }
.faq-item__icon::before { width: 16px; height: 2px; }
.faq-item__icon::after { width: 2px; height: 16px; }
.faq-item.open .faq-item__icon::after { transform: translate(-50%,-50%) rotate(90deg); opacity: 0; }
.faq-item__a { max-height: 0; overflow: hidden; transition: max-height 0.32s var(--ease); }
.faq-item__a-inner { padding: 0 26px 26px; font-size: 15px; color: var(--text-mid); line-height: 1.8; max-width: 720px; }
.faq-item__a-inner a { color: var(--navy); font-weight: 600; border-bottom: 2px solid var(--accent); }

/* ============================================================
   COLORFUL SECTION GLOWS - kill the sterile flatness
   ============================================================ */
.steps, .why-us--cards, .featured-coverage, .team-preview, .faq { position: relative; overflow: hidden; }
/* Soft colour washes via gradient only - no blur filter (cheap to paint on scroll) */
.steps::before, .why-us--cards::before, .featured-coverage::before,
.team-preview::before, .faq::before            { width: 880px; height: 880px; top: -320px; left: -260px; border: 1px solid rgba(13,20,25,0.07); border-radius: 50%; }
.featured-coverage::before { width: 900px; height: 900px; top: -320px; right: -280px; border: 1px solid rgba(13,20,25,0.07); border-radius: 50%; }
.steps::before          { width: 1000px; height: 1000px; top: -360px; left: -300px; border: 1px solid rgba(13,20,25,0.06); border-radius: 50%; }
.team-preview::before   { width: 940px; height: 940px; bottom: -380px; right: -300px; border: 1px solid rgba(13,20,25,0.06); border-radius: 50%; }
.why-us--cards::before  { width: 980px; height: 980px; bottom: -390px; left: -320px; border: 1px solid rgba(13,20,25,0.06); border-radius: 50%; }
.faq::before            { width: 640px; height: 640px; top: -220px; left: -180px; background: radial-gradient(circle, rgba(160,172,180,0.28) 0%, transparent 62%); }
.steps > .container, .why-us--cards > .container, .featured-coverage > .container,
.team-preview > .container, .faq > .container { position: relative; z-index: 1; }

/* ============================================================
   CARRIER MARQUEE - adapted from the 21st.dev "Marquee"
   ============================================================ */
.marquee { position: relative; overflow: hidden; background: var(--navy-dark); padding: 22px 0; }
.marquee::before, .marquee::after { content: ''; position: absolute; top: 0; bottom: 0; width: 130px; z-index: 2; pointer-events: none; }
.marquee::before { left: 0; background: linear-gradient(to right, var(--navy-dark), transparent); }
.marquee::after  { right: 0; background: linear-gradient(to left, var(--navy-dark), transparent); }
.marquee__track { display: flex; align-items: center; gap: 16px; width: max-content; animation: marquee 34s linear infinite; }
.marquee:hover .marquee__track { animation-play-state: paused; }
.marquee__item { display: inline-flex; align-items: center; gap: 16px; font-family: var(--font-display); font-size: 20px; font-weight: 800; font-style: italic; color: rgba(255,255,255,0.58); white-space: nowrap; }
.marquee__item::after { content: ''; width: 7px; height: 7px; border-radius: 50%; background: var(--accent); opacity: 0.85; }
@keyframes marquee { to { transform: translateX(-50%); } }

/* ============================================================
   FOOTER
   ============================================================ */
.footer { background: var(--navy-dark); padding-top: 88px; }
.footer__inner { display: grid; grid-template-columns: 1.5fr 1fr 1fr 1fr 1fr; gap: 56px; padding-bottom: 68px; border-bottom: 1px solid rgba(255,255,255,0.09); }
.footer__wordmark { margin-bottom: 20px; }
.footer__wordmark span { display: block; font-family: var(--font-display); font-size: 20px; font-weight: 800; font-style: italic; color: var(--white); margin-bottom: 3px; }
.footer__wordmark small { font-size: 10px; color: rgba(255,255,255,0.35); text-transform: uppercase; letter-spacing: 0.14em; }
.footer__brand > p { font-size: 14px; color: rgba(255,255,255,0.45); line-height: 1.75; margin-bottom: 24px; max-width: 320px; }
.footer__contact-info { display: flex; flex-direction: column; gap: 8px; }
.footer__contact-info a { font-size: 19px; font-weight: 600; color: var(--white); transition: color 0.2s; }
.footer__contact-info a:hover { color: var(--accent-soft); }
.footer__contact-info span { font-size: 13px; color: rgba(255,255,255,0.4); line-height: 1.5; }
.footer__col h4 { font-size: 11px; font-weight: 700; color: var(--accent-soft); letter-spacing: 0.12em; text-transform: uppercase; margin-bottom: 22px; }
.footer__col ul { list-style: none; display: flex; flex-direction: column; gap: 12px; }
.footer__col ul li a { font-size: 14px; color: rgba(255,255,255,0.5); transition: color 0.2s; }
.footer__col ul li a:hover { color: var(--white); }
.footer__bottom { padding: 26px 0; }
.footer__bottom p { font-size: 12.5px; color: rgba(255,255,255,0.28); text-align: center; }
.footer__credit { margin-top: 6px; font-size: 11px; color: rgba(255,255,255,0.2) !important; }
.footer__credit a { color: rgba(255,255,255,0.32); border-bottom: 1px solid rgba(255,255,255,0.16); transition: color 0.2s; }
.footer__credit a:hover { color: rgba(255,255,255,0.6); }

/* ============================================================
   STICKY MOBILE ACTION BAR
   ============================================================ */
.mobile-bar {
  display: none; position: fixed; bottom: 0; left: 0; right: 0; z-index: 180;
  background: rgba(18,21,22,0.98);
  border-top: 1px solid rgba(255,255,255,0.1);
  padding: 10px 12px calc(10px + env(safe-area-inset-bottom));
  gap: 10px; transform: translateY(110%); transition: transform 0.32s var(--ease);
}
.mobile-bar.visible { transform: translateY(0); }
.mobile-bar a { flex: 1; display: inline-flex; align-items: center; justify-content: center; gap: 8px; padding: 14px 10px; border-radius: var(--pill); font-size: 13px; font-weight: 700; line-height: 1; }
.mobile-bar__call { color: var(--white); border: 1px solid rgba(255,255,255,0.35); }
.mobile-bar__quote { background: var(--accent); color: var(--white); }

/* ============================================================
   SCROLL REVEAL - springy rise with variety
   ============================================================ */
.reveal { opacity: 0; transform: translateY(38px); transition: opacity 0.65s var(--ease), transform 0.7s var(--ease-spring); }
.reveal--left  { transform: translateX(-52px); }
.reveal--right { transform: translateX(52px); }
.reveal--scale { transform: scale(0.92); }
.reveal--fade  { transform: none; }
.reveal.visible { opacity: 1; transform: translate(0,0) scale(1); }
.reveal-delay-1 { transition-delay: 0.07s; }
.reveal-delay-2 { transition-delay: 0.14s; }
.reveal-delay-3 { transition-delay: 0.21s; }
.reveal-delay-4 { transition-delay: 0.28s; }
.reveal-delay-5 { transition-delay: 0.35s; }

/* Heading word-rise - words mask up from below, staggered */
/* block, not inline-block: these are headings and must stay in block flow,
   otherwise they share a line with the .section-tag eyebrow above them */
.word-rise { display: block; }
/* The mask box is padded out (and pulled back with matching negative
   margins) so heavy-italic overhangs and descenders sit inside it. Once the
   rise finishes, JS adds .wr-done and the clip is dropped entirely, so no
   glyph edge can stay shaved off at any font fallback or size. */
.word-rise .wr-word {
  display: inline-block; overflow: hidden; vertical-align: top;
  padding: 0 0.16em 0.22em 0.06em; margin: 0 -0.16em -0.22em -0.06em;
}
.word-rise.wr-done .wr-word { overflow: visible; }
.word-rise .wr-word > span {
  display: inline-block; transform: translateY(135%);
  color: var(--mist);
  transition: transform 0.8s var(--ease-spring), color 0.7s ease;
}
/* words rise AND fill from mist to ink, staggered - the template's
   headline treatment, where trailing words catch up as you scroll */
.word-rise.visible .wr-word > span { transform: translateY(0); color: inherit; }

/* Cursor spotlight glow on cards - adapted from 21st.dev "Spotlight Card" */
.feat-item, .why-card, .tp-card, .step, .team-card, .claim-card {
  position: relative; isolation: isolate;
}
.feat-item::after, .why-card::after, .tp-card::after,
.step::after, .team-card::after {
  content: ''; position: absolute; inset: 0; z-index: -1;
  border-radius: inherit; pointer-events: none;
  background: radial-gradient(220px circle at var(--mx, 50%) var(--my, 50%),
              rgba(57,88,73,0.10) 0%, rgba(57,88,73,0.05) 35%, transparent 70%);
  opacity: 0; transition: opacity 0.35s var(--ease);
}
.feat-item:hover::after, .why-card:hover::after, .tp-card:hover::after,
.step:hover::after, .team-card:hover::after { opacity: 1; }

/* ============================================================
   RESPONSIVE - TABLET (≤1100px)
   ============================================================ */
@media (max-width: 1100px) {
  .lifestyle__content { padding: 64px 52px; }
  .section-header { grid-template-columns: 1fr; gap: 22px; }
  .section-header p { grid-column: 1; padding-bottom: 0; }
  .hero__lead { grid-template-columns: 1fr; gap: 30px; }
  /* grid-column must be reset too: an explicitly placed child forces an
     implicit second track even when the template declares one column */
  .hero__info { grid-column: 1; flex-direction: row; flex-wrap: wrap; gap: 18px 48px; border-left: none; padding-left: 0; border-top: 1px solid rgba(255,255,255,0.22); padding-top: 20px; }
  .why-grid { grid-template-columns: repeat(2,1fr); }
  .mosaic__cols { grid-template-columns: repeat(2,1fr); gap: 34px 30px; }
  .mosaic__grid { grid-template-columns: 0.42fr 1fr 1.15fr 0.42fr; grid-template-rows: 196px 196px; margin: 0 -40px 56px; }
  .m-e { display: none; }                       /* four frames read better at this width */
  .m-f { grid-column: 3; grid-row: 2; }
  .m-g { grid-column: 4; grid-row: 1 / span 2; }
  .footer__inner { grid-template-columns: 1fr 1fr; gap: 40px; }
  .footer__brand { grid-column: 1/-1; }
  .footer__brand > p { max-width: none; }
  .featured-coverage__grid { grid-template-columns: 1fr; }
  .steps__grid { grid-template-columns: 1fr; }
  .contact-info-strip__grid { grid-template-columns: 1fr; }
  .claims__grid { grid-template-columns: repeat(2,1fr); }
  .cta-strip__inner { flex-direction: column; align-items: flex-start; gap: 28px; }
  .nav__links a { padding: 8px 12px; font-size: 13.5px; }
  .team-intro__inner { grid-template-columns: 1fr; gap: 36px; padding-bottom: 72px; }
  .trust-band__inner { grid-template-columns: 1fr; gap: 40px; }
}

/* ============================================================
   RESPONSIVE - MOBILE (≤768px)
   ============================================================ */
@media (max-width: 768px) {
  .container { padding: 0 22px; }
  .section { padding: 80px 0; }
  .mosaic { padding: 76px 0 72px; }
  .mosaic__head { margin-bottom: 34px; }
  .mosaic__cols { grid-template-columns: 1fr; gap: 30px; }
  .mosaic__more { margin-top: 36px; }

  /* Line breaks authored for a wide measure turn into ragged three-line
     headings at phone width. Drop them and let the text wrap on its own;
     the space kept before each <br> in the markup holds the words apart. */
  .section-header h2 br, .mosaic__head h2 br, .mosaic__col h3 br,
  .team-intro__inner h2 br, .trust-band__inner h2 br { display: none; }
  /* two frames side by side, still bleeding off both edges */
  .mosaic__grid { grid-template-columns: 1fr 1fr; grid-template-rows: 150px 150px; gap: 10px; margin: 0 -22px 44px; }
  .m-a { grid-column: 1; grid-row: 1; }
  .m-c { grid-column: 2; grid-row: 1 / span 2; }
  .m-f { grid-column: 1; grid-row: 2; }
  .m-b, .m-d, .m-e, .m-g { display: none; }
  .section-header { margin-bottom: 52px; }

  /* The panel drops from under the bar, sized to its own content, over a
     scrim that dims the rest of the page. Without the scrim the page kept
     half-showing through and the menu read as a floating card. */
  .nav__links {
    display: none; position: fixed; top: 76px; left: 0; right: 0;
    max-height: calc(100dvh - 76px);
    background: var(--paper); padding: 14px 22px calc(26px + env(safe-area-inset-bottom));
    flex-direction: column; align-items: stretch; gap: 0;
    overflow-y: auto; -webkit-overflow-scrolling: touch;
    box-shadow: var(--shadow-lg);
    border-top: 1px solid var(--stone); z-index: 190;
  }
  /* Hit target is .nav itself, so the existing outside-click handler closes it */
  .nav.menu-open::after {
    content: ''; position: fixed; inset: 76px 0 0 0; z-index: 185;
    background: rgba(10,18,25,0.55);
  }
  .nav__links.open { display: flex; }
  .nav__links.open a {
    display: flex; align-items: center; text-align: left;
    color: var(--ink); padding: 17px 4px; font-size: 18px; font-weight: 600;
    border-radius: 0; border-bottom: 1px solid rgba(157,171,184,0.32);
  }
  .nav__links.open a:hover, .nav__links.open a.active { color: var(--brand); }
  .nav__links.open .nav__quote-btn {
    margin-left: 0 !important; margin-top: 24px;
    justify-content: center; text-align: center;
    font-size: 12.5px !important; padding: 17px 22px !important;
    border-bottom: none;
  }
  /* Once the panel is down the bar sits on white, so the dark mark and the
     dark hamburger have to come along even at scrollY 0. */
  .nav.menu-open { background: #ffffff; box-shadow: var(--shadow-sm); }
  .nav.menu-open .nav__logo--light { display: none; }
  .nav.menu-open .nav__logo--dark { display: block; }
  .nav.menu-open .nav__hamburger span { background: var(--navy-dark); }
  .nav__hamburger { display: flex; }
  /* the open panel and its scrim hang off a 76px bar */
  .nav__inner { height: 76px; }
  .nav__logo { height: 44px; }

  .hero__content { padding-top: 100px; }
  /* 0.22em tracking pushed "Billings, Montana" onto a second line mid-phrase */
  .hero__eyebrow { font-size: 10px; letter-spacing: 0.14em; margin-bottom: 28px; }
  .hero__ctas { flex-direction: column; align-items: stretch; width: 100%; max-width: 340px; }
  .hero__scroll { display: none; }
  /* Heavy italic descenders (g, y) collide with the next line at 0.95-1.0 on narrow screens */
  .hero__title { line-height: 1.08; }
  /* Label on its own line, carriers as one tight wrapping row */
  .hero__carriers { flex-direction: column; align-items: flex-start; gap: 14px; }
  .hero__carrier-list { gap: 8px 16px; }
  .hero__carrier-list span { letter-spacing: 0; font-size: 13px; }

  .stats__grid { grid-template-columns: repeat(2,1fr); gap: 40px 16px; padding: 52px 0; }
  .stat__number { font-size: 42px; }
  /* in a 2-up grid every odd cell starts a row, so it must lose the divider */
  .stat { padding: 4px 18px; }
  .stat:nth-child(odd) { border-left: none; padding-left: 0; }

  .featured-coverage__grid, .team-preview__grid, .steps__grid { grid-template-columns: 1fr; }
  .team-preview__grid, .team__grid, .team__grid--3 { max-width: none; }

  .cov-row { grid-template-columns: 52px 1fr; gap: 18px; padding: 22px 16px; margin: 6px -16px 0; }
  .cov-row__action { display: none; }

  .lifestyle { grid-template-columns: 1fr; }
  .lifestyle__visual { min-height: 340px; }
  .lifestyle__visual img { height: 100%; }
  .lifestyle__content { padding: 56px 28px; }

  .why-grid, .team__grid, .team__grid--3 { grid-template-columns: 1fr; }
  .team-intro { padding-top: 72px; }

  .steps__footer { flex-direction: column; gap: 14px; }
  .steps__footer .btn-primary { width: 100%; }

  .faq-item__q { font-size: 15.5px; padding: 20px 20px; }
  .faq-item__a-inner { padding: 0 20px 22px; }

  .cta-box { grid-template-columns: 1fr; }
  .cta-box__content { padding: 46px 28px; }
  .cta-box__form { padding: 42px 28px; }
  .form-row { grid-template-columns: 1fr; }
  /* iOS Safari zooms the whole page in on any field under 16px */
  .form-group input, .form-group select, .form-group textarea {
    font-size: 16px; padding: 14px 15px;
  }
  .form-group select { padding-right: 42px; }

  .claims__grid { grid-template-columns: repeat(2,1fr); }
  .contact-info-strip__grid { grid-template-columns: 1fr; }

  .cta-strip__inner { flex-direction: column; align-items: flex-start; gap: 24px; }
  .cta-strip .btn-primary { width: 100%; }

  /* Four stacked single-column link lists ran the footer past 1600px.
     Two-up halves it while keeping every row a comfortable tap target. */
  .footer { padding-top: 64px; }
  .footer__inner { grid-template-columns: 1fr 1fr; gap: 36px 24px; padding-bottom: 48px; }
  .footer__brand { grid-column: 1 / -1; }
  .footer__brand > p { max-width: none; }
  .footer__col h4 { margin-bottom: 14px; }
  .footer__col ul { gap: 2px; }
  .footer__col ul li a { display: inline-flex; align-items: center; min-height: 40px; font-size: 14.5px; }
  .footer__bottom { padding-bottom: 90px; }

  .marquee { padding: 16px 0; }
  .marquee__item { font-size: 15px; gap: 12px; }
  .marquee::before, .marquee::after { width: 56px; }


  /* inline CTA links run 17-20px tall, well under the 44px touch target
     guideline. Give them real height without changing how they look. */
  .team-card__contact, .feat-item__link, .mosaic__more a,
  .featured-coverage__all a, .panel__cta, .location-chip,
  .page-hero__breadcrumb a, .claim-card__phone {
    display: inline-flex; align-items: center; min-height: 44px;
  }
  .location-chip { min-height: 64px; }

  .mobile-bar { display: flex; }

  .page-hero { padding: 130px 0 64px; }
}

@media (max-width: 480px) {
  .claims__grid { grid-template-columns: 1fr; }
  .carriers__logos { gap: 30px 36px; }
  .carrier-logo { height: 30px; }
}

/* ============================================================
   REDUCED MOTION
   ============================================================ */
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  .hero__bg { animation: none; transform: scale(1.04); }
  .hero__scroll span::after { animation: none; }
  .hero__eyebrow, .hero__title, .page-hero h1, .hero__info, .hero__ctas, .hero__carriers, .hero__scroll { animation: none; }
  .reveal { opacity: 1 !important; transform: none !important; filter: none !important; transition: none !important; }
  *, *::before, *::after { animation-duration: 0.001ms !important; transition-duration: 0.1ms !important; }
}

/* ============================================================
   LOCATION PAGES - city chips + plain coverage link list
   ============================================================ */
.locations { background: var(--sand); }
.locations__grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 14px; }
.location-chip {
  display: flex; flex-direction: column; gap: 5px;
  padding: 24px 26px; background: var(--paper);
  border: 1px solid var(--stone); border-radius: var(--r2);
  font-size: 19px; font-weight: 700; color: var(--ink);
  transition: border-color 0.25s var(--ease), transform 0.25s var(--ease), background 0.25s var(--ease);
}
.location-chip span {
  font-size: 11.5px; font-weight: 700; letter-spacing: 0.12em; text-transform: uppercase;
  color: var(--ink-faint);
}
.location-chip:hover { border-color: var(--brand); transform: translateY(-2px); }

.trust-list-plain ul {
  list-style: none; columns: 3; column-gap: 48px;
  border-top: 1px solid var(--stone);
}
.trust-list-plain li { break-inside: avoid; border-bottom: 1px solid var(--stone); }
.trust-list-plain a {
  display: block; padding: 15px 2px; font-size: 15.5px; color: var(--ink-soft);
  transition: color 0.2s ease, padding-left 0.2s var(--ease);
}
.trust-list-plain a:hover { color: var(--brand); padding-left: 8px; }

@media (max-width: 900px) {
  .locations__grid { grid-template-columns: repeat(2, 1fr); }
  .trust-list-plain ul { columns: 2; }
}
@media (max-width: 620px) {
  .locations__grid { grid-template-columns: 1fr; }
  .trust-list-plain ul { columns: 1; }
}

/* ============================================================
   OPENING SEQUENCE (home page only)
   Every animated property here is transform or opacity - the two the
   compositor can run off the main thread. No width, letter-spacing or
   filter animation: those relayout/repaint on every frame, and this
   sequence runs while the 1.2MB hero jpg is still decoding.
   The hero's own kenburns (a scale on a 2400px background raster) is
   held until the curtain clears so the two never repaint at once.
   ============================================================ */
.intro { display: none; }

html.intro-active .intro {
  display: block;
  position: fixed; inset: 0; z-index: 9000;
  overflow: hidden;
  animation: introRetire 0.01s 1.95s both;   /* self-clearing fallback */
}
@keyframes introRetire { to { visibility: hidden; pointer-events: none; } }

/* Lock the page behind the curtain until the sequence finishes */
html.intro-active:not(.intro-done),
html.intro-active:not(.intro-done) body { overflow: hidden; }

/* Nothing heavy runs behind the curtain: the hero's background scale and
   the scroll cue stay parked until the reveal is over. */
html.intro-active:not(.intro-done) .hero__bg::before,
html.intro-active:not(.intro-done) .hero__scroll span::after { animation-play-state: paused; }

.intro__panel {
  position: absolute; left: 0; right: 0; height: 50.2%;
  background: var(--slab-deep);
  will-change: transform;
}
.intro__panel--top {
  top: 0;
  background: radial-gradient(60% 100% at 50% 100%, rgba(22,104,176,0.16) 0%, transparent 70%), var(--slab-deep);
  animation: introPartUp 0.72s 1.22s cubic-bezier(0.76, 0, 0.24, 1) both;
}
.intro__panel--bottom {
  bottom: 0;
  background: radial-gradient(60% 100% at 50% 0%, rgba(22,104,176,0.16) 0%, transparent 70%), var(--slab-deep);
  animation: introPartDown 0.72s 1.22s cubic-bezier(0.76, 0, 0.24, 1) both;
}
@keyframes introPartUp   { 0%, 1% { transform: translate3d(0,0,0); } 100% { transform: translate3d(0,-100%,0); } }
@keyframes introPartDown { 0%, 1% { transform: translate3d(0,0,0); } 100% { transform: translate3d(0,100%,0); } }

/* The seam the curtain opens along - scaled, not widened */
.intro__seam {
  position: absolute; top: 50%; left: 0; width: 100%; height: 1px;
  background: linear-gradient(90deg, transparent, var(--brand-3), transparent);
  transform: scaleX(0); opacity: 0;
  animation: introSeam 0.62s 1.12s var(--ease) both;
}
@keyframes introSeam {
  0%   { transform: scaleX(0); opacity: 0; }
  45%  { transform: scaleX(1); opacity: 0.9; }
  100% { transform: scaleX(1); opacity: 0; }
}

.intro__inner {
  position: absolute; inset: 0;
  display: flex; flex-direction: column; align-items: center; justify-content: center;
  gap: 20px;
  animation: introInnerOut 0.32s 1.02s var(--ease) both;
}
@keyframes introInnerOut {
  from { opacity: 1; transform: translate3d(0,0,0); }
  to   { opacity: 0; transform: translate3d(0,-10px,0); }
}

/* Mark rises out of its own mask */
.intro__mark { overflow: hidden; padding-bottom: 4px; }
.intro__mark img {
  height: 56px; width: auto; display: block;
  animation: introMark 0.66s 0.08s var(--ease) both;
}
@keyframes introMark {
  from { transform: translate3d(0,106%,0); }
  to   { transform: translate3d(0,0,0); }
}

.intro__rule {
  width: 220px; height: 1px;
  background: linear-gradient(90deg, transparent, rgba(127,176,221,0.9), transparent);
  animation: introRule 0.5s 0.42s var(--ease) both;
}
@keyframes introRule {
  from { transform: scaleX(0); }
  to   { transform: scaleX(1); }
}

.intro__meta {
  font-family: var(--font-mono);
  font-size: 10.5px; font-weight: 500; text-transform: uppercase;
  letter-spacing: 0.24em;
  color: rgba(255,255,255,0.56);
  animation: introMeta 0.5s 0.55s var(--ease) both;
}
@keyframes introMeta {
  from { opacity: 0; transform: translate3d(0,6px,0); }
  to   { opacity: 1; transform: translate3d(0,0,0); }
}

/* Hand-off: hold the hero's own load sequence until the curtain parts */
html.intro-active .nav            { animation: introNav 0.6s 1.32s var(--ease) both; }
@keyframes introNav { from { opacity: 0; transform: translate3d(0,-14px,0); } to { opacity: 1; transform: translate3d(0,0,0); } }
html.intro-active .hero__title    { animation-delay: 1.26s; }
html.intro-active .hero__eyebrow  { animation-delay: 1.30s; }
html.intro-active .hero__info     { animation-delay: 1.59s; }
html.intro-active .hero__ctas     { animation-delay: 1.73s; }
html.intro-active .hero__carriers { animation-delay: 1.87s; }
html.intro-active .hero__scroll   { animation-delay: 2.25s; }

@media (max-width: 700px) {
  .intro__mark img { height: 42px; }
  .intro__rule { width: 160px; }
  .intro__meta { font-size: 9.5px; }
}