Protect
everything
you've built.

No. Quotes are free and there's no obligation to switch. We're paid by the carrier when you buy a policy, so comparing your options costs you nothing either way.

Almost always, yes. Most carriers refund the unused portion of your premium when you cancel early. We'll set your new policy to start on the right date so there's no gap in coverage. The cancellation itself has to come from you, directly with your current company.

No, we cannot. Only you can cancel a policy with your current insurance company, so you'll need to contact them directly. We're glad to help you time it so your new coverage is already in place.

It varies by carrier and by household, which is exactly why it's worth comparing. Putting home and auto with the same company is usually the single biggest discount available, and it's the first thing we check when we run your quote.

Your current declarations page is the most useful single document. It lists your coverages, limits, and deductibles. Otherwise, driver's license numbers, vehicle identification numbers, and your address are enough to get started.

Yes, along with motorcycles and snowmobiles. Montana toys are a big part of what we write, and we carry specialty carriers like Hagerty and Foremost specifically for them. See all coverage types.

Your carrier's claims line is staffed 24/7 and is the fastest route. We keep the numbers listed on our contact page. If you're not sure who to call or what to say, call our office at (406) 652-9610 and we'll walk you through it.