Coverage for Missoula households, written from our Billings office.
We are an independent insurance agency based in Billings, and we write home, auto, renters, and recreational coverage for households in Missoula and across Missoula County. Independent means we compare multiple carriers on your behalf instead of selling one company's product.
We do not keep a branch office in Missoula. We work by phone and email from Billings, which is how most of our Missoula clients prefer it, and you deal with the same agent every time you call (406) 652-9610.
Coverage that ignores local conditions is just paperwork. Here is what shapes our recommendations in western Montana.
Western Montana's fire season shapes what a homeowners policy needs to do. We look closely at dwelling limits, additional living expense, and how each carrier treats wildfire exposure before recommending one.
Standard homeowners policies do not cover flood. If your property sits near the river or in a mapped zone, we will tell you where that gap is and what it costs to close.
Between the university and a tight housing market, a lot of Missoula lives in rentals. Renters insurance is inexpensive and covers far more than most people assume, including liability.
Coverage through multiple top-rated carriers, quoted in one conversation.
One Billings office, licensed throughout Montana. Find the city nearest you.
Free, no obligation, and you will know exactly who you are working with.