ATV insurance coverage: protection that has no boundaries
Whether you're a rancher, hunter, trail rider or an everyday adventure seeker, we know you love your all-terrain vehicle (ATV). So get ATV insurance from Conver & Winchell and get more riding freedom.
Many states require ATV insurance for vehicles operated on state-owned land. Your homeowners policy might not cover your ATV if you ride it off your own property. But your ATV insurance does.
Much like our motorcycle insurance, we offer a variety of ATV insurance coverages.
ATV coverages we offer:
In most circumstances, Comprehensive ATV insurance coverage pays for damage to your ATV if it's caused by an event other than a collision. For instance, if your ATV is damaged by fire, theft, vandalism, flooding, or an animal, Comprehensive coverage will likely apply. You just pay the deductible you selected, and your ATV insurance will cover the rest.
Collision pays for physical damage to your ATV if you hit another ATV, a tree, a parked vehicle, a big rock, a stump, a fence post, or other obstacle. You just pay the deductible you selected, and your Collision coverage will pay for the rest. Collision also provides coverage for scrapes, scratches, minor dings/dents and other cosmetic/non-structural damage.
Bodily Injury & Property Damage Liability
ATV insurance coverage offers Bodily Injury and Property Damage Liability to pay for injuries to people or damage to property caused by your ATV. Liability coverage also protects your assets, up to the limits you choose.
If the person at fault for an accident doesn't have insurance - or doesn't have enough insurance - Uninsured/Underinsured Motorist Bodily Injury will pay for injuries and damages you suffer that the at-fault party is legally liable for, such as medical treatment and lost wages. You simply select the amount of ATV insurance coverage you want, and you're protected up to those limits.