Home Insurance

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A house is more than just a valuable asset. It is a place you and your family call home. Your home could be a house, condo, apartment, vacation home or mobile home. Because of it’s worth in your life, you should have a homeowner policy tailored to your specific needs. One that gives you a sense of security and protection at the best price available.

And, we know that your personal treasures also need to be protected, so we offer extensive protection for the valuables in your home.

Your policy comes with a package of value-added features ensuring that your home and personal treasures are fully protected.

Home Replacement Guarantee
This covers the full cost of repairing your home if it is damaged in a covered incident – even if the cost exceeds your limits – provided your home is insured for 100% of it’s replacement value.

Full Value Contents
If you have a covered loss in which an item is destroyed or stolen, your policy will pay to replace the item up to the limits stated within the policy and less your selected deductible. The difference between replacement cost and the actual cash value could be considerable.

Customer Service
Customer service representatives are available 7 days a week.

Claims Service
In the event of an emergency, you can call a toll free number to talk to a claims representative 24 hours a day.

Discounts
You can take advantage of discounts by:

• installing burglar alarms

• owning a newer home

• paying higher deductibles

• multiple policy discounts by having your auto insured with the same carrier as your home.